Main journey
Your mortgage in principle quietly expired.
They often only last a few months, and nobody reminds you.
For home buyers in England & Wales
Buying a property is stressful. Keeping track of it shouldn't be.
Every stage, every chase-up, every deadline, in one calm place. Log every “solicitor said Tuesday”, see what's gone quiet, and never miss a deadline.
The bits nobody warns you about
Every purchase hits these. Most buyers find out too late.
PropWise catches it
AIP expires in 14 days
Main journey
'Offer accepted' doesn't mean it's yours.
Gazumping is legal in England & Wales right up to exchange.
PropWise catches it
Not yet secureMortgage
The valuation came in low.
One of the most common reasons purchases collapse.
PropWise catches it
Mortgage stage reopened · reason logged
Legal
The leasehold pack is taking 8 weeks. Nobody's chasing.
Management packs are one of the biggest causes of delay.
PropWise catches it
16 days · chaseManagement pack
Managing agent
Legal
Enquiries have gone quiet.
This is where deals stall without anyone noticing.
PropWise catches it
Tue 14:02 — Solicitor said they'd chase by Friday.
Milestone
Exchange of contracts
The point of no return. Legally binding, and everything before this could still fall through.
Main journey
Your insurance needs to start at exchange, not completion.
From exchange, you're responsible for the property.
PropWise catches it
Buildings insurance from exchange date
Main journey
Stamp duty return due within 14 days of completion.
Miss it and penalties apply.
PropWise catches it
SDLT return due in 9 days
Catch every one of these before it costs you.
Start tracking free